This Moment Sucks.
First I got stood up. I had a date tonight that I was really looking forward to, with a guy I was very smitten with. He texted at the last minute and canceled.
Then -- I guess it came in yesterday's mail, but I just saw it -- I got a notice that the interest on my credit card is going up to 27.24% because my October payment was late. I have an alarm set on my computer to remind me to make this payment every month, but I was in New York for my show, and I missed it. This is the $15,000 in credit card debt that I racked up finishing my film, Life in a Box, in 2005. Optimism is my enemy. That and, I supposed, spending so much time on art that I don't get paid for.
The first part of the day was quite nice. I had lunch with J and a dear friend from Nashville who was here on business and whom I hadn't seen in a long, long time. And I had a nice visit with a new Austin friend. He helped me figure out a problem with my video editing software, and we talked about men and sex and we bitched about how fucking hard it is to make a living and be happy.
I love my friends.
Update: The payment wasn't late. The default rate kicked in because the minimum payment was $302 and I paid $300 last month. For years I've paid $300/month on that card because $300 was about twice the minimum payment and I wanted the balance to go down, even if slowly. But last month the minimum payment doubled, I didn't notice it, and I paid $2 less than the minimum. Two dollars. I'm not going to blame anyone for my financial woes. Obviously I've brought them on myself with the choices I've made. But two dollars?!
Then -- I guess it came in yesterday's mail, but I just saw it -- I got a notice that the interest on my credit card is going up to 27.24% because my October payment was late. I have an alarm set on my computer to remind me to make this payment every month, but I was in New York for my show, and I missed it. This is the $15,000 in credit card debt that I racked up finishing my film, Life in a Box, in 2005. Optimism is my enemy. That and, I supposed, spending so much time on art that I don't get paid for.
The first part of the day was quite nice. I had lunch with J and a dear friend from Nashville who was here on business and whom I hadn't seen in a long, long time. And I had a nice visit with a new Austin friend. He helped me figure out a problem with my video editing software, and we talked about men and sex and we bitched about how fucking hard it is to make a living and be happy.
I love my friends.
Update: The payment wasn't late. The default rate kicked in because the minimum payment was $302 and I paid $300 last month. For years I've paid $300/month on that card because $300 was about twice the minimum payment and I wanted the balance to go down, even if slowly. But last month the minimum payment doubled, I didn't notice it, and I paid $2 less than the minimum. Two dollars. I'm not going to blame anyone for my financial woes. Obviously I've brought them on myself with the choices I've made. But two dollars?!